Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

February 28, 2026 · 9 min read

Square's $7B Lending Surge and the AI Layoff Paradox for MCA Lenders

Square funded $7B in 2025 while cutting 40% of staff. What this AI-driven shift means for MCA underwriting and verification.

February 24, 2026 · 10 min read

How Equipment Finance Expansion Is Reshaping MCA Underwriting Workflows

CAN Capital's equipment finance acquisition signals a product diversification wave. Here's what it means for MCA underwriting and bank verification.

February 23, 2026 · 7 min read

Channel's CFO Hire Signals the Next Phase of MCA Consolidation in 2026

Channel's appointment of Robert Moskovitz as CFO and Elite's leadership changes point to aggressive M&A activity and tech-driven scaling in the MCA space.

February 22, 2026 · 7 min read

How CFPB Regulation Costs Impact MCA Lenders in 2026

New White House data reveals CFPB regulations cost consumers $222B-$350B. Here's what that means for MCA lenders navigating compliance in 2026.

February 21, 2026 · 8 min read

When Is a Merchant Cash Advance Really a Loan? What MCA Lenders Need to Know in 2026

The legal distinction between MCAs and loans is under renewed scrutiny in bankruptcy courts. Understanding the difference protects lenders from costly reclassification.

February 20, 2026 · 7 min read

BHG Financial's $6.1B Origination Surge: What It Reveals About AI-Powered Underwriting in 2026

BHG Financial's $6.1 billion in 2025 originations signals a shift in how lenders scale. Here's what their growth reveals about AI underwriting and verification.