Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

August 10, 2026 · 8 min read

How NerdWallet's AI Transition Reshapes MCA Lead Quality and Bank Verification Workflows

NerdWallet's AI pivot changes how SMB borrowers find MCA funders. Here's what that means for lead quality and verification.

August 09, 2026 · 9 min read

How Shopify Capital's $1.4B Q2 Proves Cash Flow Data Beats Credit Scores for MCA Lenders

Shopify Capital's $1.4B Q2 origination shows why cash flow underwriting outperforms credit scores, and what independent MCA funders must learn.

August 08, 2026 · 8 min read

How Square Loans' Sub-4% Loss Rates Expose the Bank Verification Software Gap for Funders

Square Loans maintains sub-4% loss rates using proprietary seller data. Independent MCA funders need bank verification software to compete.

August 07, 2026 · 9 min read

How Shopify Capital's MCA-to-Loan Shift in Canada Reshapes Bank Verification for Funders

Shopify's Canadian MCA-to-loan transition signals tighter verification demands for all funders operating north of the border.

August 06, 2026 · 9 min read

How Scammers Defeat Time-in-Business Checks and What MCA Lenders Can Do About It

Fraudsters are buying aged shell companies to bypass MCA underwriting. Here's how lenders can catch them with better bank verification.

August 05, 2026 · 9 min read

How Trust Science's Lenders API Acquisition Reshapes Fraud Prevention for Canadian MCA Lenders

Trust Science's acquisition of Lenders API signals a new fraud prevention era for Canadian MCA lenders. Here's what it means for bank verification.