Insights for MCA Lenders
Bank verification best practices, fraud prevention, and underwriting strategies
The Carroting Scam: What the FBI's Latest MCA Fraud Case Means for Lenders
Eight individuals arrested in a small business loan fraud scheme. Here's what MCA lenders need to know about carroting and how to protect your portfolio.
Why Reserve Holds and 10% Holdbacks Are Crushing Small Businesses
Payment processor reserve holds are becoming more aggressive. For MCA lenders, this trend impacts both applicants and underwriting risk.
Texas MCA Law and the Automatic Debit Problem: What Lenders Need to Know
Texas just restricted automatic debits for commercial financing. Here's what MCA lenders need to understand about the new law and compliance.
How Tariff Pressures Are Driving MCA Demand (and Fraud Risk)
Tariffs are pushing small businesses toward emergency financing. Here's how lenders can keep pace without compromising diligence.
The Problem with NSF Transactions in MCA Underwriting
NSF transactions are one of the most telling indicators in MCA underwriting, but interpreting them requires context. Learn how to read NSF patterns, distinguish noise from signal, and why live portal verification gives you more accurate data than PDFs alone.
How Canadian MCA Lenders Reduce Fraud with Async Verification
Fraud in the Canadian MCA space is evolving fast. Doctored PDFs, synthetic statements, and stacking schemes cost lenders millions. Learn how async portal verification catches what traditional document review misses.